01CHAITEA — Care & Home Assurative Integrations

Care & Home Assurative Integrations

Time spent with the person served, not their file.

Adrian Ingco · Founder, infiniTEA.ai
infinitea.ai · Pilot Partners Welcome

02

The Problem

Small community care home operators in BC face a crushing compliance load: CLBC reporting, CARF accreditation, incident documentation, staffing ratios, ISP tracking, fire safety, payroll compliance.

Generic AI tools weren’t designed for this regulatory reality. They inference their way through regulations at token cost per decision.

The compliance load doesn’t just burden operators. It takes time away from the people we’re here for.

Small care home operators are jack-of-all-trades, master of none — other than their own ability to be a bridge for those that can’t. They aren’t compliance specialists, HR managers, financial controllers, or IT admins. They’re all of those by necessity. The one thing they’re actually a master of is the thing no system can replace: being the bridge for people who can’t bridge for themselves. Every hour they spend on compliance paperwork, staffing schedules, CARF prep, and incident documentation is an hour stolen from the relational work — the reason they got into this in the first place. CHAI takes the jack-of-all-trades burden off their shoulders so they can be the master of the one trade that matters.

03

Mission

Enhance human agency and improve organizational efficiency by creating tools that feel like cognitive extensions — amplifying what makes us most human, not adding burden.

HOW EVERYONE ELSE DOES IT

Operator attends AI conference. Evaluates 15 tools. Tries to integrate one. Discovers workflows don’t fit. Goes back to manual. Net time saved: negative.

HOW CHAI DOES IT

Operator keeps working. System runs in parallel. When it matches their output consistently, that task graduates to automated. No conference. No tool evaluation. No workflow change. Time comes back as evidence, not as a promise.

04

The Four Pillars

C
Community-Living Compliance
CLBC, RCR, Fraser Health
H
Home Management
Staffing, maintenance, scheduling
A
Assurance, Audit & Management
Accreditation readiness, service delivery, performance quality, CQI
I
Information & Communications
ICT, reporting, stakeholder coordination
Compliance informs ICT ICT enables Home Management Home Management surfaces Accreditation gaps Accreditation tightens Compliance repeat

TEA= the InfiniTEA methodology. Not additive — exponential. The four pillars are the walls of the TEAPOT. The cycle is the brew inside it.

05

The Market: Numbers First

MetricBC (Beachhead)Canada
Provincial disability budget$1.9B1CLBC 2025/26 Service Plan, BC Budget → link (CLBC)~$9B combined
Individuals served29,0002CLBC Service Plan 2024/25 → link120,000+
Residential settings~3,0003ShareVision market footprint + Fraser Health scrape (254 facilities in 1 of 5 health authorities) — internal data~12,000-16,000
Growth rate4%+/yr4CLBC caseload projections (55,618 in 20yr) → link (55K projected in 20yr)Similar trajectory
Provincial agencies1 (CLBC)10 (one per province)

What They Currently Spend

ItemCostWhat They Get
ShareVision (dominant BC platform)Per-user SaaSSharePoint/MySQL — build your own compliance
AlayaCare / Telus Health$500+/mo11AlayaCare pricing (Crunchbase / G2 Reviews) — no direct URL + per-userCare management — no compliance intelligence
CARF accreditation (survey fees)$995 app + $1,525/day5CARF International Fee Schedule 2025-2026 → link/surveyor12-15 months prep, no tooling included
Accreditation consultantFull-time salary (~$60K+)No extra CLBC funding for this
Template subscriptions~$1K/yearTemplates only — no facilitation
Compliance labor (staff time)$1,470/mo625-35 hrs/wk x $35/hr blended staff rate (BC wage grid) — internal calculation per facility25-35 hrs/wk of documentation, not care
05b

“How many beds?” is the wrong question.

The value isn’t per-bed or per-facility. It’s the cumulative cognitive drain across every level of the org chart — from the staff member documenting at midnight, to the coordinator reconciling ledgers on Saturday, to the executive director losing sleep before a CARF survey.

40%7Ontario Long-Term Care Staffing Study → link
of staff leave
within year one
$18-27K8SHRM via Oracle Healthcare → link
to replace
each one
50%9NIH Documentation Burden in Nursing → link
of every shift
is paperwork
16.4%10NEJM: Health Care Admin Costs US vs Canada, 2017 → link
of all expenditure
is admin overhead

Wages are 80%12BC Standard Price Structure Guide → link of every residential care contract. CLBC rates are fixed. Operators can’t pay more. The only lever is making work sustainable so people stay.

Small operators are jack-of-all-trades, master of none. The system demands mastery across 6 domains from one person, then holds them solely accountable when something breaks. They’re not failing because they’re incompetent. They’re confined to “what works” despite liabilities they’ve trained themselves to bear — until they can’t.

Not how many beds. How spread the pain and how deep the drain. — Adrian Ingco

06

Revenue Model & Unit Economics

MetricValueSource
Compliance labor per facility$1,470/mo25-35 hrs/wk x $35/hr blended
CHAI price$149-349/mo10-24% of compliance labor cost
BC beachhead (sub-10-bed disability)$6.8M ARR~3,000 settings x $189 avg (per-facility SaaS)
Canada disability TAM$44.7M ARR~12-16K disability facilities (per-facility SaaS)
Canada substrate TAM (full segment spend)~$48-50B/yrLTC $28.5B (CIHI) + home-care/respite $7.3B (IBISWorld) + special-ed $10-14B + ADP ~$0.2B
Canada point-service capture (1-5%)$0.5-2.5BProvincial Ministry-of-Health / Ministry-of-Ed managed-infrastructure contracts
US substrate TAM~$474B/yrLTC $200B (Grand View) + home-care $151.7B (IBISWorld) + ADP $7.5B (IBISWorld) + special-ed $115B (NCES/Bellwether)
North America substrate TAM~$500B USD / $700B CADCanada $50B + US $474B annual segment spend
NA point-service capture (1-3%)$5-21B/yrProvince- / state-level Ministry-of-Health managed-infrastructure contracts
US LTC software ring (incumbent SaaS comp)$2.41-4.11BGrand View / GM Insights (the floor, not the ceiling)
LTV per facility$14,20985% margin x 7yr avg lifetime
Affordable CAC$4,7363:1 LTV:CAC ratio
Year 1 target (founder-led)$477K ARR200 BC facilities

Entry: per-facility pricing (unlimited users). Expansion: multi-facility dashboards, accreditation prep, API access. Net revenue retention target: 140%.

We don’t sell hours saved. We sell hours amplified. A $50/hr coordinator’s compliance hour goes from “searching for the right form” to “reviewing a pre-mapped gap with provenance.” Same employee. Same hours. Same pay. Completely different output. CHAI at $149/mo pays for itself on the first redirected management hour.

We also unlock money they’re already entitled to. Agencies qualify for standardized wage increases and contract uplift — but only if they participate in reporting surveys (CSSEA Compensation & Turnover Report, CLBC quality indicators). Miss the deadline, miss the increase. CHAI generates and validates these reports automatically — ensuring operators never leave funding on the table because they ran out of bandwidth.

The substrate is general — and the entry shape scales. CHAI’s compliance corpus + operations binder + incident-and-audit trail + AI-native documentation isn’t a DD-specific platform that happens to extend — it’s a regulated-care operations OS whose first vertical is BC sub-10-bed disability residential. Per-facility SaaS ($149-349/mo) is the bottom-up entry. Provincial Ministry / Health Authority point-service contracts are the top-down: a single province-wide compliance-and-operations infrastructure contract captures 1-5% of segment spend — $0.5-2.5B Canada alone, before US expansion.

Canada substrate: ~$48-50B/yr annual segment spend. LTC seniors $28.5B (CIHI 2022), home-care + respite $7.3B (IBISWorld 2024), adult day programs ~$0.2B, assistive learning $10-14B provincial special-ed. US substrate: ~$474B/yr. LTC $200B (Grand View 2024), home-care $151.7B (IBISWorld 2024), adult day services $7.5B (IBISWorld 2024), special-ed $115B (NCES / Bellwether triangulation). North America total: ~$500B USD / $700B CAD annual across the four substrate segments.

The US LTC software ring ($2.41-4.11B incumbent SaaS comparable) is the floorof the addressable opportunity, not the ceiling. Province / state Ministry-of-Health point-service contracts target 1-3% of segment spend — $5-21B/yr North America.

Canada sources: CIHI 2022 LTC; IBISWorld 2024 home-care; Ontario 2025-26 Special Ed Fund. US sources: Grand View 2024 LTC; IBISWorld 2024 home-care + ADP; NCES special-ed (Bellwether 24-state scaling). Full citations: docs/research/2026-04-27-chai-tam-expansion-research.md and docs/research/2026-04-27-chai-us-tam-figures.md.

07

Revenue-Centric vs. Compliance-Native

DimensionRevenue-Centric (e.g. AlayaCare)CHAI
Inference pathLLM hot-path (runtime reasoning)7 agents + 835 YAML rules (deterministic)
Cost scalingLinear token burn per actionCPU compute (fixed, near-zero)
Regulatory basisPost-hoc layer; no CARF supportCARF + RCR + CCALA as executable YAML rules
IntegrityPost-hoc monitoring (AgentOps)500 test functions + deterministic logs
Semantic stackLLM-based RAGYAML compliance rules (zero-token)
Data sovereigntyUS-centric SOC 2 / HIPAA cloudFOIPPA: SQLite self-hosted, local Ollama
Audit trailPrompt logsSHA-256 provenance chain

Revenue is a byproduct of operations. Operations are impossible without the license to play.

The DUMBER Protocol

Every CHAI decision follows a six-letter discipline. Four letters are zero-token. Only two touch AI.

D
Deterministic
Zero-token
U
Unambiguous
Zero-token
M
Metered
Zero-token
B
Bounded
Zero-token
E
Escalatory
AI Inference
R
Reconciled
AI Inference

D-U-M-B = rules, thresholds, constraints, audit. Deterministic. Free.
E-R= evals, escalation, reconciliation. The only two steps where AI judgment is invoked — and only when the deterministic path can’t resolve.

Compliance through code — not black box reasoning — is the only sustainable foundation for trust. Systems that follow the law by design will inevitably displace those that merely attempt to reason through it. — Adrian Ingco

08

Live Modules

09

Family Agency & Governance

Families aren’t passive recipients of care updates. CHAI provides structured agency:

Consent Tiers

Families elect their communication level per domain: NONE → SAFETY_ONLY → ROUTINE → DETAILED → FULL_TRANSPARENCY

Dignity of Risk

Person-served preferences are honored unless safety override is documented. 25 resident rights rules (CH-001) + dignity override tracking.

ISP Inclusion

Structured meeting guides ensure families prepare, participate, and see measurable progress via Goal Attainment Scaling.

Regulatory Hierarchy

Statutory > Accreditation > Contractual > Preferential. Transparent authority chain for every decision.

10

7 Domain Agents

Each agent owns a compliance domain. All deterministic. All consent-gated. Running at Cristina Home.

Bookkeeper

Financial reconciliation, CLBC contract hours, receipt matching

Incident Commander

CIRs, dual-stream reporting (Fraser Health + CLBC), 24-hour clocks

Care Chronicler

Daily care documentation, meds/meals/mood, weight tracking

Shift Coordinator

Staffing ratios (RCR s.40), shift handoffs, scheduling

Regulatory

Deadline tracking, CLBC reports, inspections, CQI

HR Sentinel

Training, certifications (First Aid, CRC), payroll, WorkSafeBC

Facility Steward

Maintenance, fire safety, vehicle checks, emergency preparedness

11

Live Proof: Cristina Home

7
Domain Agents
835+
Compliance Rules (CARF + RCR + operational)
21
Report Types
177
Missions Completed
11:1
Cache Reuse Ratio

Bespoke before scale — prove the fit, then grow.

I don’t build for care homes from the outside. I build from inside one.

12

Budget Impact: Reallocation, Not Reduction

CHAI doesn’t save you money. CHAI helps you spend it on the people you’re funded to serve instead of the paperwork about serving them.

THE TRAP: REPORTING “EFFICIENCY”

Operator demonstrates efficiency. Funder sees reduced spending. Funder assumes reduced service need. Next year’s allocation drops. The reward for running lean is a smaller budget.

This isn’t hypothetical. It’s happened to us.

THE FRAME: REPORTING REALLOCATION

CHAI documents WHERE every reclaimed hour goes. Administrative overhead → direct care. Compliance paperwork → family engagement. Net budget utilization: 100%. Every dollar accounted for.

The budget doesn’t shrink. The allocation shifts to what matters.

The 8-to-2 Day

Small operators today finish compliance paperwork at midnight. CHAI compresses the administrative workday so operators complete their documentation by 2 PM. The afternoon opens up — not for going home early, but for being present with the people they serve. More community outings. More one-on-one time. More of what the funding was always meant to support.

Same hours. Same budget. Same staff. Radically different allocation.

Before
25-35 hrs/wk on compliance paperwork
Funder sees: “efficient operation”
Risk: budget clawback
After CHAI
Hours redirected to direct care delivery
Funder sees: “enhanced service quality”
Result: budget justified at 100%

“We don’t demonstrate efficiency. We demonstrate reinvestment. The funder’s question isn’t ‘did you spend less?’ — it’s ‘did the people you serve get more?’” — Adrian Ingco

13

Why CHAITEA, Why Now

The gap between AI capability and AI governance in regulated industries — model releases don’t close it, they widen it.

THE ENGINE

Anthropic built the engine — Claude is the most capable AI model in the world for safety-conscious reasoning.

THE SAFETY SYSTEM

We built the safety system — DUMBER governance, consent-gated autonomy, deterministic rules. The discipline layer that turns capability into trust.

Every new model release makes raw AI cheaper and more capable. None of them solve the governance gap. That gap is our moat — it widens with every release, and CHAI is the bridge.

14

The Long Game: AI That Retires Itself

Every time our AI structures someone’s input and they approve it, that approval becomes a permanent deterministic rule. We’re not building a company that needs AI forever. We’re building one that needs it less every day.

Year 1
30%
Decisions need inference
Year 3
15%
Pattern library growing
Year 5
5%
D-U-M-B handles 95%
Year 10
<1%
Pure pattern matching

How:The system runs in shadow mode — doing the same work as your team, in parallel. When outputs match consistently, that task graduates from manual to automated. Each graduation becomes a permanent deterministic rule. The inference layer trains itself out of a job, one proven task at a time.

Evidence: Our own cost dropped from $35/day (manual, 2025) to $21/day (fleet of 2,657 sessions, 2026). Cache reuse ratio: 11.2:1. Cost decreases as knowledge increases.

“When inference is free — and it will be eventually — the only thing that matters is what you know, and how fit you are to wield it. We facilitate that fitness — the meta-cognitive tools that keep operators competency-aware and adept in the human experience of executive judgment.” — Adrian Ingco

15

CHAITEA

Care & Home Assurative Integrations

Whatever Your Cup of TEA, We Brew IT.

Time spent with the person served, not their file.

Adrian Ingco · Founder, infiniTEA.ai
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CHAITEA · infiniTEA.ai · April 2026